What do I do if my income or family situation changes dramatically before the annual recertification date?

What do I do if my income or family situation changes dramatically before the annual recertification date?

If your income or family situation changes drastically you may, but are not required to, request a different payment amount by submitting a new Income-Driven Repayment Plan request and selecting the option that indicates you are requesting a recalculation due to a change in your circumstances. Keep in mind that this will change the annual date on which your servicer certifies your annual income and family size. You can also elect to wait until your servicer requests your updated annual income and family size to provide any new information.